Legal
Terms of Service
Last updated: [Insert Date]
These Terms of Service ("Terms") govern your access to and use of the website, software, and related services (collectively, the "Service") provided by Settlex. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.
1. Nature of the Service
Settlex provides an AI-assisted data-analysis and decision-support platform intended to help users organize, model, and interpret information relevant to investment decisions. The Service does not provide financial, investment, tax, or legal advice, and no output generated by the Service should be construed as a recommendation to buy, sell, or hold any asset. All decisions made using information from the Service are made solely at the user's own discretion and risk.
2. Eligibility
You must be of legal age in your jurisdiction and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that your use of the Service complies with all applicable laws and regulations.
3. Account Registration and Security
Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Settlex promptly of any unauthorized use of your account or any other breach of security. Settlex is not liable for any loss or damage arising from your failure to safeguard your account information.
4. Acceptable Use
You agree not to use the Service to:
Unlawful Activity
Engage in any activity that violates applicable local, national, or international law or regulation.
System Interference
Attempt to disrupt, reverse-engineer, probe, or gain unauthorized access to the Service's infrastructure or data.
Misrepresentation
Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
Data Misuse
Extract, scrape, or redistribute proprietary data or outputs from the Service without authorization.
Malicious Content
Upload or transmit viruses, malware, or any code designed to interfere with the Service's normal operation.
Automated Abuse
Use bots, scripts, or automated tools to access the Service in a manner that exceeds reasonable, individual use.
5. Intellectual Property
All content, software, design, trademarks, and materials associated with the Service, including analytical models and interface elements, are the property of Settlex or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in the Service other than a limited, non-exclusive, non-transferable license to use it in accordance with these Terms.
6. No Financial Advice; Assumption of Risk
Investment and financial markets involve inherent risk, including the possible loss of principal. All analytical outputs, models, and reports generated by Settlex are provided for informational purposes only and are based on data, assumptions, and methodologies that may be incomplete, delayed, or subject to error. Settlex makes no guarantee regarding the accuracy, completeness, or reliability of any output, and you acknowledge that you rely on such information at your own risk. You should consult a qualified, independent financial or legal professional before making any investment decision.
7. Fees and Payment
Certain features of the Service may require payment of fees, as described at the time of purchase or subscription. Fees are stated in the applicable currency and are exclusive of any taxes unless stated otherwise. Except as required by law or expressly stated otherwise, fees are non-refundable. Settlex reserves the right to modify pricing with reasonable prior notice to existing subscribers.
8. Third-Party Services and Links
The Service may integrate with, link to, or rely on third-party data providers, tools, or platforms. Settlex does not control and is not responsible for the accuracy, availability, or practices of any third-party service. Your use of any third-party service is governed by that third party's own terms and policies.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Settlex does not warrant that the Service will meet your requirements or that any errors will be corrected.
10. Limitation of Liability
To the maximum extent permitted by applicable law, Settlex, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or investment losses, arising out of or related to your use of, or inability to use, the Service, whether based on contract, tort, negligence, strict liability, or otherwise, even if advised of the possibility of such damages. In no event shall Settlex's aggregate liability exceed the amount paid by you, if any, for the Service in the twelve (12) months preceding the claim.
11. Indemnification
You agree to indemnify, defend, and hold harmless Settlex and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Suspension and Termination
Settlex may suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, if we reasonably believe you have violated these Terms, applicable law, or the rights of any third party. You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination will survive, including intellectual property, disclaimers, and limitations of liability.
13. Changes to the Service and Terms
Settlex reserves the right to modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above. Your continued use of the Service after any change constitutes your acceptance of the revised Terms.
14. Governing Law and Disputes
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Settlex operates, without regard to conflict-of-law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable mandatory law. [Insert specific governing law and venue details as applicable.]
15. Severability and Entire Agreement
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Settlex regarding the Service and supersede any prior agreements or understandings.
16. Contact
Questions regarding these Terms should be directed to Settlex through the contact channels provided on our Contact page.
This document is a general draft template and does not constitute legal advice. It should be reviewed by qualified legal counsel and adapted to reflect the specific jurisdiction, business operations, and regulatory requirements applicable to Settlex before publication.